Resources for Financial Aid

The Federal Government: 
From federal grants, to federal student loans, to employment through the federal work-study program, The U.S. Department of Education awards about $150 billion a year to more than 15 million students. Visit the Office of Federal Student Aid to learn more.

Your State Government: 
Similar to the federal government, your home state offers various types of financial aid, and guess what? You might be eligible for this type of aid even if you’re not eligible for federal aid. For more information, contact your state grant agency.

Colleges and Universities: 
Many colleges and universities provide financial aid and scholarships from their own funds – sometimes for a particular field of study. To learn if a school offers this type of financial support, visit the financial aid section of their individual website or contact the school’s financial aid office. PRO TIP: College financial aid officers are more than willing to help you and your family understand the financial aid process, even before you’ve applied. Don’t be afraid to reach out to these officers directly.

Now that you know who is available to help you pay for college, it’s important to understand what you can do to make college more affordable.


Start saving. 

It's never too early to set funds aside to pay for college, and there are specific government-sponsored savings plans to help you do just that. To learn about savings opportunities and strategies, visit the Office of Federal Student Aid and check out their guide to saving early.

PRO TIP: Wondering what a particular college might cost? You can get an estimate using the U.S. Department of Education’s Net Price Calculator.


Apply for Financial Aid


FAFSA (Free Application for Federal Student Aid): 

The FAFSA (the Free Application for Federal Student Aid) is the first step in the financial aid process. You use it apply for federal student financial aid, such as grants, loans and work-study. In addition most states and schools use information from the FAFSA to award non-federal aid. For more information visit the FAFSA Website.


HESC (Higher Education Services):

HESC (Higher Education Services Corporation) is the New York State agency that helps people pay for college. HESC administers the Tuition Assistance Program (TAP), guarantees federal student and parent loans, provides guidance for college planning and provides a highly - rated 529 college savings plan. For more information visit the HESC Website 


CSS Financial Aid Profile:

This is a service of the College Board. Colleges, universities, graduate and professional schools, and scholarship programs use the information collected on the PROFILE to help them award nonfederal student aid funds. The PROFILE Application is customized for you based on the information you give when you register for the service. By completing the PROFILE, you provide the college with a complete picture of your family's financial circumstances. PROFILE allows you to include explanations about special circumstances on the application. For more information visit  CollegeBoard Website

FASACaster will: 

  • instantly calculate a student's eligibility for federal student aid, including grants,

  • reduce the time it will take to complete the FAFSA and
  • instantly calculate a student's eligibility for federal student aid, including grants,

  • simplify the financial aid process for students and families.

  • Go to Fafsa4Caster Website


Explore Scholarship opportunities:

Scholarships are gift money that can help you pay for college. Most scholarships are awarded by individual colleges in recognition of academic performance, athletic excellence, a commitment to community service, or other unique talents. You can learn about these opportunities by visiting individual colleges’ admission and financial aid offices (or websites). You can also find scholarship opportunities through local, regional, and national non-profit organizations.

PRO TIP: There are a lot of scams out there. The Office of Federal Student Aid can help you avoid scams, prevent identity theft, and find true scholarships.

The CollegeBoard has a wealth of information for parents concerned about paying for college.  More information can be found at the CollegeBoard Website

Other Useful Links: